Chad’s Financing Update: 12-Month Deferral and Flexible Terms

Offers Available

• Questions can be reviewed by contacting the lender’s team to view your terms
• All terms are shown with an eye toward immediate funding and long-term capital efficiency
• Contact details are provided to review options and proceed with next steps

What this funding update covers

Chad is getting funding options built to deliver quick capital today while protecting capital for tomorrow—with favorable rates, first-year cash-flow relief, and flexible repayment reviewed case by case.

Offer highlights (community summary)

Designed for cash-strapped leaders looking to boost liquidity, this program prioritizes early-year cash-flow relief while preserving long-term flexibility. Lenders review terms, and borrowers should note repayment conditions and possible term adjustments.

The following funding options are available

• A 12-month deferral on your first payment helps keep monthly costs manageable during early growth
• First-year interest does not accrue to preserve cash flow as you scale
• Extended repayment horizons (up to 30 years) support predictable budgeting
• No penalties for prepayment, providing flexibility to pay ahead when revenue allows
• Each option is reviewed with attention to creditworthiness and your business plan

Key program benefits

• No prepayment penalties or extra fees
• Your first payment can be postponed for 12 months
• Attractive, low interest rates
• Repayment terms stretch up to 30 years
• No interest accrues during the first year

Top 4 ways to save on financing with this offer

1. Plan for the 12-month deferral by aligning operating costs with projected revenue growth
2. Choose the longest comfortable repayment term to lower monthly obligations
3. Avoid prepayment penalties by negotiating terms early and communicating intentions
4. Request a Terms Review to ensure the rate and structure fit your cash flow and seasonality

Why this financing can be a better option

• Immediate access to funds can support expansion, inventory, or operational needs
• The 12-month deferral and first-year no-interest period can ease near-term cash flow challenges
• The extended repayment horizon provides budgeting stability across fluctuating revenue cycles
• Flexibility to repay early without penalties keeps options open as the business grows

Tips for making the most of this funding offer

• Look for formal “special offers” or similar financing pages on lender sites for additional savings or promotional terms
• Prepare a clear business plan and financial projections to support the repayment strategy
• Ask for an explicit written summary of any fees, interest calculations, and potential rate changes over the term
• Keep communication channels open with the lender to renegotiate terms if cash flow improves

Notes on the terms

Terms are subject to lender approval and may vary based on the business profile, revenue history, and risk assessment. Chad is encouraged to review the specific terms offered and confirm the deferral period, interest rate, and repayment schedule with the lending team.